Fire Extinguishers for Your Home

July 10, 2016 Business , Company News , Personal no comments

3 Important Things to Know About Fire Extinguishers

Whether your home is a standalone single family, condo, apartment or even a mobile home, you need at least one fire extinguisher for it. But if you don’t have the right one, or you haven’t checked it recently, you may have a false sense of security rather than a fire-fighting device. There are a few important things to know about fire extinguishers, but they aren’t complicated. Here are three things to help you get up to speed:
There are extinguishers for each type of fire. Class A: ordinary combustibles, such as wood; Class B: flammable liquids or gasses, such as gasoline or propane; Class C: energized electrical equipment like appliances; Class D: combustible metals; and Class K: cooking oils and greases. An extinguisher that isn’t rated for the fire you’re trying to fight likely won’t help.
Multipurpose extinguishers are widely available. Typically rated for Class A, B and C fires, they are good for most living areas and also work on small grease fires. You need at least one for each level of your home, and one in the garage is a good idea, too. Store them in an accessible area and inspect them regularly for rust and other damage. Also follow any maintenance instructions included with the device. Some need to be shaken regularly, for example.

Remember “P.A.S.S.” when you use your extinguisher. Pull the pin. Aim the nozzle at the fire’s base. Squeeze the lever. Sweep the nozzle back and forth. And always keep your back to an exit when fighting a fire. You need to be able to escape quickly if necessary.

Even more important than knowing how to use your fire extinguisher is knowing when not to use it. If you’d be putting yourself at risk trying to fight a fire, leave the area immediately. You should already have a family fire escape plan in place, so don’t hesitate to use it if there’s any question about your safety.

After all, your life is irreplaceable. Your insurance, however, can help you rebuild your home and replace your belongings. If you’d like to check up on your coverage, give us a call today!

Plainview Company Participates in United Way’s Inaugural Dress Down Day

July 5, 2016 Company News no comments

Recently, 5,000 Long Islanders went casual and ‘dressed down’ in support of military families as part of United Way of Long Island’s first LIVE UNITED Dress Down Day event.

Over $60,000 was raised during LIVE UNITED Dress Down Day, which benefits military personnel (both active and reservists) and struggling families on Long Island. Bethpage Federal Credit Union kicked off this effort by offering the shirts at the Jones Beach Air Show during Memorial Day Weekend and was the largest participant, raising nearly $25,000. More than 50 companies participates that day including: Adelphi, Arrow Exterminating, CA Technologies, Congressman Tim Bishop’s office, Food Authority, Garfunkel Wild, PC, Local 338 RWDSU, Long Island Radio Group, National Grid, Rivkin Radler, Suffolk Transportation Service, Teachers Federal Credit Union, Telephonics, and YMCA Long Island. For a complete list, visit United Way of Long Island’s web site,

New York has the most consecutive National Guard activations in the country since September 11, 2011. Military personnel – active duty and reservists – are forced to leave their families behind, overwhelmed by little or no income and a myriad of other personal stresses. When discharged, they return home faced with physical, emotional and financial struggles as they transition back into civilian employment.

United Way of Long Island helps to address the unmet needs of families fragmented by war who cannot afford to maintain Long Island’s high cost of living on a military salary. United Way provides support to military families in need of childcare, food, mortgage, utility bills and mental health counseling. In addition- ally supports nonprofit organizations that address setbacks faced by soldiers such as Post Traumatic Stress Disorder.

For more information about United Way of Long Island, its programs and initiatives, please visit

Employees of The B&G Group, Inc. in Plainview participate in LIVE UNITED Dress Down Day

Employees of The B&G Group, Inc. in Plainview participate in LIVE UNITED Dress Down Day

Source: Plainview-Old Bethpage Herald, 06/30/2010

Mudderella 2016

June 20, 2016 Company News no comments

Mudderella is a 5-7 mile obstacle course, designed by women for women. The event is all about working together, having fun, and owning your strong!  The course consists of terrain featuring gritty motocross hills, swampy back wood trails and new 2016 obstacle creations that’ll challenge your strength and determination.  The course includes 12-15 obstacles. The event is being held at Raceway Park in Englishtown, NJ on June 18th.

The B&G Mud Warriors and here they are, before, during and after the June 18, 2016 event.



Hurricane Season is Upon Us

June 14, 2016 Business , Company News , Personal no comments

Hurricane Season runs from June 1st through November 30th!

One of the most dramatic, damaging, and potentially deadly events is a hurricane.  During a hurricane, your home may be damaged or destroyed by many different storm hazards. For example:

  • Debris can break windows and doors, allowing high winds and rain inside the home.
  • Large storms (i.e. Hurricanes Hugo, Andrew, Katrina and Superstorm Sandy) can cause tremendous devastation as trees and power lines topple.
  • Weak elements of your home can fail, such as windows, doors, and roofing material.
  • Roads and bridges can be washed away.
  • Coastal storm surges can flood basements and lower levels of your home, threatening life in many circumstances.
  • Destructive tornadoes also can be present, occurring well away from the storm’s center.
  • Wind damage is not limited to the coastline – it can extend hundreds of miles inland under certain conditions.

Your home is a valuable asset. The costs associated with property damage from hurricanes and the disruption to your life in the aftermath can be significant.  Be Prepared!  Know what to listen for, Stay Informed, Have a Family Emergency Plan and Know how to Protect your Property!

See the attached for valuable tips and information courtesy of Narragansett Bay Insurance Company.

B&G Fit Club

May 12, 2016 Company News no comments

April kicked off B&G’s focus on Employee Fitness!

The B&G Group, in an ongoing partnership with JayFit, a Port Washington based personal training company where for six weeks, staff were invited to participate in one of two sessions (morning or evening) twice per week.  The focus – diet and exercise which involved the use of resistance training, fast paced cardio exercises and more.

Overwhelmingly, nearly one-third of the company has been actively participating and with two weeks remaining, many are pleased with their results!

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Cyber – Did you know?

May 12, 2016 Business , Company News no comments


  • A study by a major credit card company found that 85% of all data breaches occur at the small business level.
  • Organized crime considers small businesses to be low risk, high reward targets.
  • Small business owners are popular targets of identity thieves because they have larger lines of credit, higher volume of
    transactions and valuable computer networks.
  • Common reasons personal information is breached include criminal hacking, lost or stolen laptops, computers, or paper
    reports and negligent or malicious employee activity.
  • It is illegal for business owners to not report and not send notification to those whose legally protected personal
    information is breached.


  • Claims for failure to protect information, expense of legally required notifications and credit monitoring to those whose
    information is exposed, forensic expense to find out and resolve what happened, public relations expense to maintain
    business reputation, regulatory and payment card industry fines and hacker extortion demands.
  • In 2011, the average cost to business owners per record compromised was $194.
  • Small business owners have gone out of business due to identity thieves impersonating their business and personal
    name leading to loan defaults, inability to access credit and loss of business reputation.


  • Separate aggregate limits of liability per coverage part, with option to combine into one aggregate limit
  • Liability arising from both Data Breach & Security Breach
  • Data Breach Expense and Identity Theft expense paid as incurred (pay-on-behalf) instead of by reimbursement
  • Defense of Regulatory Proceedings
  • Payment Card Industry (PCI) Fines & Penalties
  • Data Breach Expense coverage including notification letters, public relations, forensics & credit monitoring.
  • Cyber Extortion Expenses
  • Website Liability including libel, slander, misappropriation of ideas, plagiarism, piracy, copyright & trademark violations
  • Identity Theft expense including credit monitoring & expense to retrain specialists to resolve identity theft for board members and owners

Apply for Cyber Liability Coverage today!

Ways to lower your Small Business Insurance Premiums

January 8, 2016 Business , Company News Comments Off on Ways to lower your Small Business Insurance Premiums

In an effort to pay lower insurance premiums, you can safeguard your business
in many practical ways. Below are some suggestions:

  • Install sprinkler systems and make sure they’re maintained;
  • Have all electrical wiring properly installed and insulated by a
  • Maintain adequate and updated files of business transactions and
    personnel information, including all signed agreements;
  • Adhere to proper industry-specific safety precautions;
  • Have all employees trained in the proper use of equipment — keep manuals
    readily available;
  • Make sure there is adequate lighting;
  • Have all vehicles regularly maintained, registered, and inspected;
  • Allow only employees with good driving records to operate company
  • Have clearly marked emergency exits, and hold regular safety drills;
  • Limit access and the number of distributed keys to your primary facility
    and/or vehicles, warehouses, or other facilities;
  • Have an arbitration provision in all your contracts for settling
    disputes, and to reduce the costs and hassles associated with those
  • Promptly repair any damages, unsafe conditions, or broken equipment.

If you make every effort to keep your employees (and yourself) safe from
physical injury, and if you have your employees read and sign well-crafted
conduct and behavior policies, you can lower your risks of accidents and/or
lawsuits, and in turn, lower your insurance premiums.